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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.12 (224 reviews)

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4.12

Based on 224 reviews, last reviewed 2nd Sep 2026

60% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

20%

12%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (224)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Poor service on credit cards

credits card sometimes dont scan on TFL services and its a recurring issue which isn't dealt with. It can be frustrating if im on-the-go and rushing for a bus and it doesn't work Reviewed on: 3rd April 2023

A human instead of a credit score.

I got my credit card with a high credit limit despite a fairly poor credit score and I was able to balance transfer a more expensive card and I now pay a really good APR and hope to end my debt much sooner as a result. So nice to be treated like a human being instead of a credit score. Reviewed on: 3rd April 2023

Credit card

Does the job, good for spending abroad Reviewed on: 30th March 2023

Takes too long

When you have an issue with a purchase that goes wrong and you think you are covered because it cost more than £100 think again you might be drawing your pension by the time it's resolved one way or the other! Reviewed on: 28th March 2023

Awful bank

Nationwide reduced my credit limit without notifying me then advised me they will do nothing about it. Reviewed on: 23rd February 2023

Credit card

Application for the card was easy and customer service care is good Reviewed on: 16th February 2023

best bank

always helpful, always cheerful, always there when needed Reviewed on: 11th February 2023

Useful credit card I had for years

I’ve used this for years. It’s got several weeks to pay. An added bonus is there aren’t overseas transaction fees. Reviewed on: 8th February 2023

Fab for spending abroad

Great card perfect for spending abroad with no fees. Reviewed on: 1st February 2023

Customer Friendly

Thank you , I had my best experience with this bank Reviewed on: 29th January 2023

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Nationwide: Credit card reviews

60% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Credit card reviews (224)

Good for using on holiday

Poor service on credit cards

A human instead of a credit score.

Credit card

Takes too long

Awful bank

Credit card

best bank

Useful credit card I had for years

Fab for spending abroad

Customer Friendly

Do you have a different Nationwide product?

Want to see more from Nationwide?

FlexDirect

Cash ISA

Flex Regular Saver

Join Smart Money People

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