Write a review

NatWest: Basic Account reviews

Name: Basic Account
Rating: 4.61 (2099 reviews)

View other NatWest products

4.50

Based on 2,099 reviews, last reviewed 9th Jun 2025

15% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

78%

13%

Latest highest rating:

5

Reliable Reliable and secure very easy to get financial advice you understand Reviewed on: 9th June 2025

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025

Read all reviews See your review

About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

NatWest Basic Account reviews (2099)

Review of the NatWest, Basic Account:

Easy to use, basic set-up.

This account is perfect for simple everyday use. Simply put money in your account and withdraw when necessary. It's easy to use, easy to transfer money to others and perfect for on-line shopping . Definitely recommended this to about four people already! Reviewed on: 24th December 2015

Reliable

Reliable and secure very easy to get financial advice you understand Reviewed on: 9th June 2025

Good very good best and wonderful.

Good very good best and wonderful. Reviewed on: 26th April 2025

Card cloned at ATM and rectified same day

we had our debit card cloned from a ATM and Natwest had it all sorted and our account balance restored within the same day. The app is great, lets you know instantly if your account has received a transaction.. you can review it before it automatically gets taken out.... great piece of mind Reviewed on: 21st April 2025

Loving the rooster cards for my kids!

Loving the rooster cards for my kids! A great way to track chores and give them pocket money Reviewed on: 21st April 2025

Still have a high street presence

Still have a high street presence Reviewed on: 15th April 2025

They do everything I need as a student

They do everything I need as a student Reviewed on: 12th April 2025

Unbelievable.

Unbelievable. Been with them for years. Would never change. Reviewed on: 11th April 2025

Functional but Underwhelming

I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since then, I’ve ended up with three accounts: a basic current account and two savings accounts. While everything works fine on a functional level, the overall experience feels a bit uninspired. The interest rates on savings are especially disappointing, making it hard to see much value in keeping multiple accounts with them. It does the job, but doesn’t offer much beyond the basics. Reviewed on: 11th April 2025

My basic account does everything that I need it to do.

My basic account does everything that I need it to do. Whenever I’ve had an issue, the customer service team have helped me efficiently and professionally. Reviewed on: 8th April 2025

Love NatWest, they are a great banking app, love the...

Love NatWest, they are a great banking app, love the layout of the mobile app and how simple it is to use. Also have great account options for students and savings accounts, they are the best banking app. Reviewed on: 3rd April 2025

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Kroo 4.90 from 4063 reviews
Basic Current Account
from Santander 3.94 from 305 reviews
Cash Account
from Bank of Scotland 3.86 from 54 reviews

There's still more to see!

NatWest has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub