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NatWest: Basic Account reviews

Name: Basic Account
Rating: 4.61 (2098 reviews)

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4.50

Based on 2,098 reviews, last reviewed 26th Apr 2025

15% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

78%

13%

Latest highest rating:

5

Good very good best and wonderful. Good very good best and wonderful. Reviewed on: 26th April 2025

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025

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About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

NatWest Basic Account reviews (2098)

Review of the NatWest, Basic Account:

Once a good bank but now rubbish, (that being a polite term).

Once upon a time you could speak to a human being who made common decisions based upon affordability, lgic & common sense. Now computer algorithms control everything……….. so what do their managers actually do? I suppose provide jobs for those who like to wear suits rather than burger outlet aprons. If they wore those they would be at least doing something useful, but would probably have to offer good customer service of which they have no experience whatsoever. Reviewed on: 11th August 2021

Nat.west. always on the case in the nicest way

Nat.west. have always looked after my account. Recently I wanted to transfer a large amount from my account the move was blocked followed by a pleasant security call to confirm that I was happy and not being forced or scammed the transaction was completed, just the latest compliment I can give. Reviewed on: 26th February 2025

On line and app both easy to use and assistance in b...

On line and app both easy to use and assistance in branch when needed Reviewed on: 26th February 2025

My Nat West account .

Love my Nat West account I have the app on my phone its good for checking my outgoings and incomings on the go and I love the alerts Nat West send me and it's got good security features Reviewed on: 26th February 2025

Had a win fall and an inheritance, found the NatWest...

Had a win fall and an inheritance, found the NatWest offered a choice of services which I perused and made a decision to invest money. Reviewed on: 26th February 2025

Love using the app to keep an eye on my...

Love using the app to keep an eye on my transactions Reviewed on: 12th February 2025

Unbelievable Ufirst Account

I was wanting a basic current account, and they sold me a Ufirst, which i have for travel insurance & getting money off tickets for shows Reviewed on: 12th February 2025

I love natwest I love everything about it

I love natwest I love everything about it Reviewed on: 12th February 2025

amazing easy to use.

amazing easy to use. been using natwest for a very long time honestly can’t complain Reviewed on: 4th February 2025

Really poor customer service

When I needed some customer support, they were horrendous. I had the example where I was scammed by a car rental company and lost money and also having people using my bank cards. One bank straight away blocked the use of my card, NatWest did nothing about it after contacting them twice! Reviewed on: 30th January 2025

I use them for basic account banking i liked that t...

I use them for basic account banking i liked that they added the option of holding a foreign curency account but would like to see more options on it like being able to transfere foreign currencies Reviewed on: 14th January 2025

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