Smart Money People Logo

NatWest: Cash ISA reviews

4.06
Based on 97 reviews, last reviewed 27th Mar 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
20%
See only 3 star reviews
8%
See only 2 star reviews
8%
See only 1 star reviews
4%

Latest highest rating:

5

Always been my bank. Always been my bank. Various accounts, reasonable rates. Still got a local branch. Reviewed on: 24th March 2026
Martin Priest's avatar
Martin Priest

Latest lowest rating:

2

The interest rate on the Help to Buy ISA is very poor. The interest rate on the Help to Buy ISA is very poor. Reviewed on: 23rd November 2024
Douglas B's avatar
Douglas B

About this product

NatWest offers two types of cash ISAs - an instant access cash ISA and a fixed rate cash ISA.

NatWest offer one year or two-year fixed rate cash ISAs which can be opened with £1,000. The NatWest Instant Access ISA can be opened with just £1.

NatWest Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

Review NatWest: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

NatWest Cash ISA reviews (97)

Low interest rate

2
It was easy to set up an account with Natwest, however the interest rate was so low that I decided to move the bulk of my money to a different bank so that I could get a better return. Reviewed on: 9th August 2017

Terrible Interest

1
What's the point in tax free interest on savings if you have no interest to pay tax on? Reviewed on: 6th June 2017

Easy to understand and use

5
Makes saving digestible and easy. The app makes a big difference to this, allowing me to easily move money from my current accounts to my ISA Reviewed on: 4th April 2017

ok but nothing special

4
but that is frankly a larger issue Reviewed on: 4th April 2017

Fantastic Service!

5
I have been with Natwest for many years now, and I have never had a problem with them. However I recently opened a cash ISA and I realised just how good their products and customer service were. Their rates are really very fair and the support and advice provided by those who work there has been fantastic every step of the way. Highly recommend! Reviewed on: 4th April 2017

Unable to follow instructions

1
Attempting to set up account for my wife who has dementia with me acting as deputy power of attorney. So far this has taken over 4 weeks, they have all the relevant paper work but have decided not to follow my request to leave our joint account as is with both names showing and were in the process of removing her name. On complaining I was encourage to make a complaint this I have done and have been promised a call on Monday the 20.03.17. Having been a customer for fifty years I can only assume that loyalty counts for nothing. Reviewed on: 17th March 2017

Free money

5
I don't know what the rate is but the free 250 top up makes it so worthwhile. When we buy the house it means we'll have at least 2000 extra for nothing Reviewed on: 17th March 2017

gREAT ACCOUNT

5
Easy process, quick to set up, thoroughly recommend Reviewed on: 10th February 2017

Cash ISA

5
Easy to apply for one online and understand all of the information it provides on the account. Reviewed on: 10th February 2017

Go West!

5
I have been with Natwest since I was a child, thats well over 30 years ago. I collected all piggies when I was a child and have always been valued as a long time customer. The staff in the bank are friendly and in regards to my ISA-its been a great way to save money! Reviewed on: 5th February 2017

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.93 from 16900 reviews
    NatWest
    View all products