Write a review

NatWest: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 4.26 (189 reviews)

View other NatWest products

4.15

Based on 189 reviews, last reviewed 21st Oct 2024

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

71%

13%

14%

Latest highest rating:

5

Quick and easy first mortgage, then renewal was stra... Quick and easy first mortgage, then renewal was straightforward and no hassle. No complaints. Reviewed on: 18th June 2024

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024

Read all reviews See your review

About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

NatWest Fixed Rate Mortgage reviews (189)

Review of the NatWest, Fixed Rate Mortgage:

Quick and easy process to make moving easy.

My wife and I used NatWest for our mortgage on our first house. Brilliant service and gave us a very competitive rate. Not looked back and would recommend highly. Reviewed on: 7th November 2019

Nat west fixed rate mortgage

Excellent customer service and easy to apply / paperwork Reviewed on: 21st January 2023

Does what it says on the Tin!

Natwest App allows me to access my mortgage and banking products in one go. I can see my card details when i need to make an online purchase but have left my card at home. It also allows me to make transfers easily and securely with multiple reminders and prompts for potential fraud. Reviewed on: 20th January 2023

Simple mortgage

Easy to use company with a good fixed rate mortgage offer. Easy to communicate with and check balance. Reviewed on: 19th January 2023

Good product

Best rate at the time of viewing Reviewed on: 19th January 2023

Excellent!

Excellent online application. Great customer service. Reviewed on: 14th January 2023

Personal service with good value

Personal meeting arranged on video call, very informative and helpful. The right product was offered and dealt with very professionally without any fuss or worry Reviewed on: 13th January 2023

Great service

Great service Been with them for many years Reviewed on: 12th January 2023

Shocking

Shocking bank I earn close to 55 a year never missed a payment I have a very small mortgage I was looking at taking money from the house due to flood damage (insurance didn’t wanna help NatWest also) knocked me back said I couldn’t afford it which I comfortably can? I would avoid this bank like the plague unless your wealthy they have no interest in the common person out of touch if I could give 0 stars I would Reviewed on: 4th January 2023

Endless errors nearly caused us to abort!

We are in the process of taking out a 5 year fixed first time buyers mortgage with NatWest. NatWest managed to record the wrong address on the loan offer letter despite valuing the correct house. It then took several weeks to amend the address on the offer letter, which takes about 5 minutes to do. We finally received the revised letter through ready for exchange and the postcode is still wrong! Every time you speak to them or request basic changes it’s a minimum 7 day wait time and usually far longer. They’ve been a nightmare to deal with from the start and I wouldn’t recommend choosing them as a provider! Absolute nightmare! Reviewed on: 9th December 2022

Took ages and then declined.

My partner and I earn £80k a year, and were going after a relatively cheap house of £225k, with a £200k mortgage. NatWest tooks weeks and weeks and wasted out time..Because my partner is the director of their own company, NatWest didn't seem to want to lend us any money, even though we've spend years and years paying rent to greedy landlords and never missed a payment. They seem to not want to help people who are self employed or run their own company. I'd suggest avoiding them of you are in a similar circumstances. I bank with NatWest and as soon as I get a mortgage they can get lost, inwojt bank with them again. Reviewed on: 29th November 2022

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mortgage
from Equifinance 1.00 from 3 reviews
Later life
from Perenna 0.00 from 0 reviews
Mortgages
from Chorley Building Society 4.92 from 199 reviews

There's still more to see!

NatWest has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub