Write a review

NewDay: Aqua Credit Card reviews

Name: Aqua Credit Card
Rating: 4.87 (2843 reviews)

View other NewDay products

4.89

Based on 2,843 reviews, last reviewed 5th May 2025

67400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good card easy to get and pay off Good card easy to get and pay off Reviewed on: 5th May 2025

Latest lowest rating:

2

Good and very recommended for friends Good and very recommended for friends Reviewed on: 24th February 2025

Read all reviews See your review

About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

NewDay Aqua Credit Card reviews (2843)

Review of the NewDay, Aqua Credit Card:

The Aqua credit card is a fantastic financial tool d...

The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

Excellent

fast service. Fast credit increase Reviewed on: 28th February 2025

Excellent services and the great thing is when i get...

Excellent services and the great thing is when i get notification of giving me High credit limit after using my card wisely Reviewed on: 28th February 2025

Since have been using NewDay is been Very good and e...

Since have been using NewDay is been Very good and excellent Reviewed on: 27th February 2025

Love the fact that received the card and got promise...

Love the fact that received the card and got promised credit limit increase and few of promotions which I have used. Overall I am happy, but would like to avail more offers and increase in credit limit hence I can use for more of my needs and that helps my credit pattern and repaying the amounts. Reviewed on: 27th February 2025

Simple credit card.

Simple credit card. Does exactly what I need and is helping to build my credit score. Reviewed on: 27th February 2025

Quick, Straight forward and efficient

The application process was straight forward and everything was set up quickly. . Contact has been easy and any issues raised were dealt with quickly and efficiently . The app is very easy to navigate and always up to date. Overall an excellent service. Reviewed on: 27th February 2025

I have been using Aqua for a year ,this card helps m...

I have been using Aqua for a year ,this card helps me in many ways . We can transfer the money to our accounts as well. Thanks to the team Aqua Reviewed on: 27th February 2025

Great service and no surprises

So far I have been pleasantly surprised with how informative they are, always keeping me updated with my balance and my payment schedules. They make it really easy. Reviewed on: 27th February 2025

Very good

Very easy application process, easy to use app , every situation considered for credit , helpful financial tools to help you. Reviewed on: 27th February 2025

Easy Life

Aqua has help me to manage my finance very efficiently Reviewed on: 27th February 2025

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.91 from 19 reviews
Credit Card
from The Co-operative Bank 2.70 from 35 reviews
Credit Card
from Debenhams 2.42 from 13 reviews

There's still more to see!

NewDay has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub