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NewDay: Aqua Credit Card reviews

4.89
Based on 2,843 reviews, last reviewed 5th May 2025
67400% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Good card easy to get and pay off Good card easy to get and pay off Reviewed on: 5th May 2025
Anon's avatar
Anon

Latest lowest rating:

2

Good and very recommended for friends Good and very recommended for friends Reviewed on: 24th February 2025
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Kolex mensah

About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

NewDay Aqua Credit Card reviews (2843)

Review of the NewDay, Aqua Credit Card:

The Aqua credit card is a fantastic financial tool d...

5
The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

The online process is very easy and quick to get dec...

5
The online process is very easy and quick to get decision and then money as well Reviewed on: 26th February 2025

Very good customer support very friendly and helpful.

5
Very good customer support very friendly and helpful.I always try not too spend too much but sometimes with everything going I have too use the card Reviewed on: 26th February 2025

Excellent credit card company

5
Very informative and useful, great for credit building. Always have useful guides and offers available. Have helped me majorly to build credit and pay off some debts. Reviewed on: 26th February 2025

Very friendly and good quality app - easy to use

5
Very friendly and good quality app - easy to use Reviewed on: 26th February 2025

I have been with the aqua for more than a year, ever...

5
I have been with the aqua for more than a year, everything seems good with the app and useful Reviewed on: 26th February 2025

The Aqua card is one of the best credit card which i...

5
The Aqua card is one of the best credit card which i had ever used i have other credit cards but the service and offers which aqua provide is excellent Reviewed on: 26th February 2025

Best credit card ill recommend it to anyone

5
Best credit card ill recommend it to anyone Reviewed on: 26th February 2025

The Best Credit Card Service

5
Very friendly staff & very convenient services would recommend to any and everyone thank you very much aqua for my credit journey! Reviewed on: 26th February 2025

Aqua has being a fantastic way to improve my credit...

5
Aqua has being a fantastic way to improve my credit score. The app makes it super easy to track spending and manage my finances responsibly. The fact that aqua reports to credit agencies has been a game changer, and the customer service is always helpful when I have questions. Reviewed on: 26th February 2025

I have use from 6 month and also my all friends use...

5
I have use from 6 month and also my all friends use Aqua Card. I always refer to my friends aqua card because of this company service is good and as well friendly customer service. Reviewed on: 26th February 2025

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