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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.87 (2845 reviews)

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4.88

Based on 2,845 reviews, last reviewed 14th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Best ever credit card in the uk- Best ever credit card in the uk- Reviewed on: 14th July 2025

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

NewDay Aqua credit cards reviews (2845)

Review of the NewDay, Aqua credit cards:

The Aqua credit card is a fantastic financial tool d...

The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

Best. Card. Ever!

Easy to use. Easy to access. Incredible credit ratings depending on card use. I have been offered a total of 2300£ extra credit in just 9 months of having a card with them. Amazing! They also give you the option to decline limit increases if you know yourself it will make you more likely to spend it. I love having a large limit on standby for those IRL emergencies!! Reviewed on: 26th February 2025

Excellent

Best customer service ever and easy to operate Reviewed on: 26th February 2025

The online process is very easy and quick to get dec...

The online process is very easy and quick to get decision and then money as well Reviewed on: 26th February 2025

Very good customer support very friendly and helpful.

Very good customer support very friendly and helpful.I always try not too spend too much but sometimes with everything going I have too use the card Reviewed on: 26th February 2025

Excellent credit card company

Very informative and useful, great for credit building. Always have useful guides and offers available. Have helped me majorly to build credit and pay off some debts. Reviewed on: 26th February 2025

Very friendly and good quality app - easy to use

Very friendly and good quality app - easy to use Reviewed on: 26th February 2025

I have been with the aqua for more than a year, ever...

I have been with the aqua for more than a year, everything seems good with the app and useful Reviewed on: 26th February 2025

The Aqua card is one of the best credit card which i...

The Aqua card is one of the best credit card which i had ever used i have other credit cards but the service and offers which aqua provide is excellent Reviewed on: 26th February 2025

Best credit card ill recommend it to anyone

Best credit card ill recommend it to anyone Reviewed on: 26th February 2025

The Best Credit Card Service

Very friendly staff & very convenient services would recommend to any and everyone thank you very much aqua for my credit journey! Reviewed on: 26th February 2025

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