Write a review

Go to business site

NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.87 (2845 reviews)

View other NewDay products

4.88

Based on 2,845 reviews, last reviewed 14th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Best ever credit card in the uk- Best ever credit card in the uk- Reviewed on: 14th July 2025

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025

Read all reviews See your review

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

NewDay Aqua credit cards reviews (2845)

Review of the NewDay, Aqua credit cards:

The Aqua credit card is a fantastic financial tool d...

The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

Aqua has being a fantastic way to improve my credit...

Aqua has being a fantastic way to improve my credit score. The app makes it super easy to track spending and manage my finances responsibly. The fact that aqua reports to credit agencies has been a game changer, and the customer service is always helpful when I have questions. Reviewed on: 26th February 2025

I have use from 6 month and also my all friends use...

I have use from 6 month and also my all friends use Aqua Card. I always refer to my friends aqua card because of this company service is good and as well friendly customer service. Reviewed on: 26th February 2025

Good experience I’ll recommend it.

Good experience I’ll recommend it. Good application very easy to use Reviewed on: 26th February 2025

It's very simple to apply, the Aqua application is e...

It's very simple to apply, the Aqua application is easy to use and transparent Reviewed on: 26th February 2025

Very helpful and lovely customer service

Very helpful and lovely customer service Reviewed on: 26th February 2025

Very easy to handle and payments expected time also...

Very easy to handle and payments expected time also expect Reviewed on: 25th February 2025

It's a really good credit card.

It's a really good credit card. So helpful and fantastic credit card. I uesd every single day. It's help how much you cost monthly and it’s save your money. I recommended use this card .Thank you Reviewed on: 25th February 2025

Good service and great for credit building.

Good service and great for credit building. Reviewed on: 25th February 2025

Aqua is great to build credit

I found aqua a great stepping stone to building my credit without damaging my ability to afford, it provides a simple and easy to use app, and the customer and security service is second to none. Checks if you want to increase limit without automatically doing so. Informed with emails, messages and notifications, and easy systems to repay any credit you owe. Reviewed on: 25th February 2025

Interest rate is high so reduce it

Interest rate is high so reduce it Reviewed on: 25th February 2025

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.25 from 81 reviews
Credit Card
from Shop Direct 4.69 from 6 reviews
Select Credit Card
from Nationwide 3.44 from 10 reviews

Want to see more from NewDay?

Opus Credit Card
from NewDay 5.00 from 3 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub