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NS&I: Premium Bond reviews

Name: Premium Bond
Rating: 2.98 (139 reviews)

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3.06

Based on 139 reviews, last reviewed 2nd Dec 2024

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

36%

13%

43%

Latest highest rating:

5

I'm so happy I usually don't write comments, I just read some few reviews and go my way, but it will be a heartless act seeing people talk about their ugly experie... Read more Reviewed on: 25th November 2024

Latest lowest rating:

2

I started saving with premium bonds and have decided... I started saving with premium bonds and have decided I want to take my savings out but I'm having so much trouble just getting it out it's been about ... Read more Reviewed on: 2nd December 2024

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About this product

NS&I bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the NS&I's customer service? Smart Money People is fast becoming the UK's leading source of independent NS&I bond reviews. We need your help! By writing your honest reviews, you can help increase trust and transparency in the financial world.

NS&I Premium Bond reviews (139)

Review of the NS&I, Premium Bond:

Interesting savings option

I like the idea of premium bonds, though I’ve not yet won. I consider it a free lottery. Reviewed on: 13th March 2024

Good return

Good return monthly with upper savings limit. Tax free and money is safe and easily accessible if needed Reviewed on: 23rd February 2024

Free lottery.

Won a bit of money in few draws. It’s like having a free lottery. Reviewed on: 20th February 2024

Premium Bonds are the one everyone knows when it com...

Premium Bonds are the one everyone knows when it comes to NS&I, with a limit of £50,000 and no guaranteed return they might not be for everyone but your money is 100% safe from financial collapse of institutions and the winnings are 100% tax free so if you're likely to pay tax on interest then Premium Bonds may be for you. The monthly lottery can be an exciting moment of surprise for those with the right temperament not to be disappointed if they're unlucky. Reviewed on: 27th January 2024

Disgraceful customer services.

Disgraceful customer services.Have called. Sent paper work registered post. Nothing . Cannot access savings of 18 years. Never have thought it's a government scam.ombudsman next stop Reviewed on: 17th January 2024

safe and secure

Very easy to retrieve funds and invest Reviewed on: 10th October 2023

premium bond

we have the total holding for over two years both of us normally get circa £25 win per month sometimes nothing we believe ours is a token gesture to keep us quite Reviewed on: 10th October 2023

OK if you have stew cash to spare

No big wins yet, but there are very small wins most months that keep my interest going Reviewed on: 9th October 2023

Never won

I am nearly 55 x years old and have never won and neither has my sister. These were bought when we were born. Although I agree it is a small amount, it was however a gift amount back in the day. Very disappointed to say the least. The login system is difficult to navigate and I have made 2 x phone calls now to try and sort, there is a further mail shot coming out to me shortly. Not sure I will bother, seems pointless. Reviewed on: 4th October 2023

Small winnings but better return than an ISA

We have won many small prizes on Premium Bonds Reviewed on: 30th August 2023

Easy to move money in and out

Fun to have the Online App for Premium Bond wins. Reviewed on: 25th August 2023

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