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PayPal: PayPal Credit reviews

4.90
Based on 111,199 reviews, last reviewed 20th May 2026
2783600% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing! Amazing! Used PayPal for years and always stellar Reviewed on: 20th May 2026
dani 's avatar
dani

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111199)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexible PayPal Credit With A Nice £1,000 Bonus Chance

5
PayPal Credit offers flexible 0% interest for 4 months on purchases over £99, making it handy for spreading bigger costs without immediate full payment. I’ve used it successfully for online shopping and flights, with easy account management via the app. Reviewed on: 7th May 2026

Very good Very good Very good good Very good

5
Very good Very good Very good Very good Reviewed on: 7th May 2026

Great service and great customer experience

5
Great service and great customer experience Reviewed on: 7th May 2026

Easy to use to send money and keeping up to date wi...

5
Easy to use to send money and keeping up to date with the transactions Reviewed on: 7th May 2026

I use PayPal credit all the time!

5
I use PayPal credit all the time! It really helps with my daily life. There was once a time ,when I put of job, and I literally had to use PayPal credit to do my online shoppings. It's really helped me alot. Reviewed on: 7th May 2026

Great, really happy with the service

5
Great, really happy with the service Reviewed on: 7th May 2026

Brilliant awesome excellent wonderful amazing fantas...

5
Brilliant awesome excellent wonderful amazing fantastic great Reviewed on: 7th May 2026

Using PayPal is simple and very safe .

5
Using PayPal is simple and very safe .. I use eBay regular and PayPal is my go to payment method . On the rare occasions that I’ve had problems with payments or refunds , PayPal are there to help and remedy those problems . Reviewed on: 7th May 2026

Sharmila mohamed ismail

5
Good service am always using paypal credit Reviewed on: 7th May 2026

Super easy to use!

5
Easy to use, good platform very reliable and nice perks! Reviewed on: 7th May 2026