Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 132,675 reviews, last reviewed 10th Jun 2026
3768000% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent excellent Excellent , excellent, excellent excellent Reviewed on: 10th June 2026
Rita A's avatar
Rita A

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132675)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Prompt payment and refunds.

5
Prompt payment and refunds. Very simple and easy to use. Reviewed on: 8th June 2026

Easy to credit facility...

5
Easy to use credit available within your repayments seamless once set up Reviewed on: 8th June 2026

It’s so easy to use.

5
It’s so easy to use. Sending and receiving money. Reviewed on: 8th June 2026

Efficient service

5
Efficient and quick and informative Reviewed on: 8th June 2026

Most secure online payment

5
Been a PayPal customer for years and can honestly say I have never had a problem with them, in my opinion it’s the most secure way to purchase items on line Reviewed on: 8th June 2026

Confident and Safe

5
I find Paypal transparent and honest. I feel confident that my transactions are secure and that if I have any problems, they will do their utmost to help. Paypal is my preferred way to pay. Reviewed on: 8th June 2026

I been using PayPal for several years and I never ha...

5
I been using PayPal for several years and I never had any problems, it is easy and secure. Reviewed on: 8th June 2026

Well known great service!

5
Well known great service! Has history now. Reviewed on: 8th June 2026

Paypal is an excellent.

5
Paypal is an excellent way to pay to keep things going they give you 4 months interest free so pay back in them months no interest builds credit rating. Reviewed on: 8th June 2026

I’ve been with PayPal for many years and feel they a...

5
I’ve been with PayPal for many years and feel they are extra security when making a purchase. I don’t have to give out bank details every time I shop either. I think they are a good go between. Reviewed on: 8th June 2026