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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136872 reviews)

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4.73

Based on 136,872 reviews, last reviewed 12th Jun 2026

3958900% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

New pizza oven So easy and secure to use new pizza oven on the way Reviewed on: 12th June 2026

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136872)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal payments

I have always found PayPal to be a very trustworthy form of payment. Reviewed on: 9th June 2026

Very simple to use, great credit options.

Very simple to use, great credit options. App makes it very easy to manage what's going on, set up direct debits, make payments etc. the credit lines are very flexible and have great interest free offers. Reviewed on: 9th June 2026

Easy to use and track spending.

Easy to use and track spending. Great app with all information easily available. Reviewed on: 9th June 2026

I never need another credit card

I love PayPal Credit, it's features are incredible, the Pay In 3 option is a life saver and its ease of use is phenomenal, the fact it is accepted by nearly every online retailer is an absolute boon and they are constantly reviewing my credit limit which is excellent. Reviewed on: 9th June 2026

Really easy to use and manage.

Really easy to use and manage. Keeping track of your usage and easy to make payments. Love the 4 months intrest free option over £100 and it makes my life easier! Doing a great job Reviewed on: 9th June 2026

Very flexible service, has helped me

Very flexible service, has helped me get what I need while spreading the cost Reviewed on: 9th June 2026

Great service

Always good, when Ibwas scammed they were super fast and empathetic. Interest rates could be a little lower but easy to use Reviewed on: 9th June 2026

Exalanteeee is all I can nothing else it speaks for...

Exalanteeee is all I can nothing else it speaks for it self Reviewed on: 9th June 2026

As a volunteer in Scouting I rely on PayPal to be ab...

As a volunteer in Scouting I rely on PayPal to be able to buy and replace equipment. Without it, I could not deliver a positive outcome for young people. Reviewed on: 9th June 2026

Credit I trust

I use PayPal Credit regularly, whether it's for purchases I want to make in installments or the flexibility to pay later. I also have the credit card which gives me comfort when I know it's there if I need it. I have used PayPal as a whole for years so I trust them. Reviewed on: 9th June 2026

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