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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

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4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139354)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent provider

PayPal have been a more secure way to support payments, give access to extended payments which are so useful and have a fantastic customer service to support any issues. Reviewed on: 9th June 2026

cheap re-payments help a lot .

cheap re-payments help a lot . allowed some financial freedom Reviewed on: 9th June 2026

Help others in need

When I was struggling with cash and I needed to get a home white goods, Paypal was there and I’m grateful for their help. Keep the good work. Going never stop even in this hard times Reviewed on: 9th June 2026

Paypal credit

Excellent service, very versatile and flexible, I have used many time's. And many more to come. Reviewed on: 9th June 2026

Safe guarding your purchases.

I feel confident using PAPayPal will help if i encounter a problem with a purchase or service ive brought. They assist and have got me a refund when something goes wrong. PayPal is easy to use, accepted everywhere, the app is user friendly, it can be linked to your bank account and everything is just easy to use. The PayPal+, is an exciting feature that gives you points that pays back cash to use on further purchases.. I would recommend this card to everyone. Their backup is 2nd to none. Reviewed on: 9th June 2026

Easy to use. Accessible

Easy to use. Accessible on plenty of websites. Reviewed on: 9th June 2026

It's easy to use.

It's easy to use. Available on most purchases. Convenient. Reviewed on: 9th June 2026

One issue on an item not as described

Had one issue where a item was not as described and my claim was rejected. Not happy about this so have started to use my credit card so can do charge back instead Reviewed on: 9th June 2026

Brilliant customer service

I use Paypal a lot, it's my "go to" and sometimes a problem does occur (normally because of something I've forgotten to do). This is what marks Paypal out from the others - their customer service. Everytime I've had to contact them, whoever it is, they are friendly, helpful and quick - just brilliant ! Reviewed on: 9th June 2026

Paypal credit has been a god send for those little e...

Paypal credit has been a god send for those little emergencies when i have need to replace something quickly. it is so easy to use and the customer service is excellent all queries have been dealt with quickly and efficiently i can’t recommend them enough. Reviewed on: 9th June 2026

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