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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

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4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139354)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal are ok

PayPal are ok, I guess, I mean I kinda don't really think about it. The pay in 3 thing is useful. I guess the interest rates for credit could be a bit better. I sure do hope this wins me the money they promised in the draw! Reviewed on: 9th June 2026

I have used Paypal and Paypal Credit for a long time...

I have used Paypal and Paypal Credit for a long time and found them extremely helpful to manage my purchases Reviewed on: 9th June 2026

Paypal easy to use

Paypal is very easy to use, just wish there was less of delay between payment and it showing on banking Reviewed on: 9th June 2026

Never had a problem easy to use and know get rewarde...

Never had a problem easy to use and know get rewarded for spending Reviewed on: 9th June 2026

Life saver

The pay in 3 option is amazing….when you are near payday and sort it comes in very handy. Reviewed on: 9th June 2026

I've always had positive experiences with PayPal.

I've always had positive experiences with PayPal. Reviewed on: 9th June 2026

An excellent service.

An excellent service. In particular I like reminders before payments are due and the online dashboard Reviewed on: 9th June 2026

.life changing

Fantastic service helps with cash flow very convenient. Reviewed on: 9th June 2026

Quick and easy.

Quick and easy. Customer service is excellent as well when I had to ring them. Reviewed on: 9th June 2026

PayPal is a highly efficient and user-friendly digit...

PayPal is a highly efficient and user-friendly digital payment platform that offers fast and reliable transaction services. Its seamless interface makes it easy to send and receive money, both locally and internationally. The platform’s strong security features also provide peace of mind when making online payments. Overall, PayPal delivers a smooth and dependable payment experience, making it an excellent choice for everyday financial transactions. Reviewed on: 9th June 2026

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