Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143350 reviews)

View other PayPal products

4.73

Based on 143,350 reviews, last reviewed 20th Jun 2026

4253650% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

No problems. No problems. Smooth and quick transactions. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143350)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service

Easy to use and very reliable, I am using since years with no issue at all Reviewed on: 10th June 2026

Easy to use and no interest pay in three is very use...

Easy to use and no interest pay in three is very useful Reviewed on: 10th June 2026

Easy to use and easy to track,which is what I apprec...

Easy to use and easy to track,which is what I appreciate in a service. Reviewed on: 10th June 2026

Really helpful service, however I struggle to find m...

Really helpful service, however I struggle to find my statements and interest Reviewed on: 10th June 2026

Very easy to Registered

Very easy to Registered.go to the website and then after few minutes tell you how much you are eligible to get credit Reviewed on: 10th June 2026

It’s super easy to use and safe for online purchases...

It’s super easy to use and safe for online purchases especially for safety purposes Reviewed on: 10th June 2026

Excellent service and smooth experience

I had a very positive experience. The process was simple, straightforward, and easy to understand. Everything was handled efficiently, and I received clear communication throughout. The service met my expectations, and I would be happy to use it again in the future. Overall, I am very satisfied and would recommend it to others. Reviewed on: 10th June 2026

Easy to select and use, always available

Easy to select and use, always available Reviewed on: 10th June 2026

Easy to use, reliable and trustworthy.

Easy to use, reliable and trustworthy. PayPal always sorts things out of there are any issues or concerns. Have never had any issues with using PayPal. Reviewed on: 10th June 2026

PayPal credit makes bigger purchases more manageable

I use PayPal credit to make bigger purchases more manageable for my business . Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74346 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub