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PayPal: PayPal Credit reviews

4.73
Based on 143,400 reviews, last reviewed 20th Jun 2026
4255850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for years. I have used PayPal for years. Always been outstanding Reviewed on: 20th June 2026
AILEEN 's avatar
AILEEN

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143400)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Convenient and flexible way to shop online

5
I find PayPal Credit very convenient because it lets me spread payments over time instead of paying everything upfront through my PayPal account. It makes checkout quick, secure, and simple whenever I shop online. Reviewed on: 10th June 2026

Paypal is great , makes my shopping experience way s...

5
Paypal is great , makes my shopping experience way smoother too Reviewed on: 10th June 2026

Good customer service and support if you have query...

5
Good customer service and support if you have query with supplier Reviewed on: 10th June 2026

Peace of mind..

5
Peace of mind knowing I have different payment options with PayPal. Reviewed on: 10th June 2026

Great and safe app

5
I love the ease of using the pay pal app, it is easy and convenient in one place. Having a physical pay pal card has also been great. I love the points as they build up quickly and I know my spending is safe and secure. Reviewed on: 10th June 2026

Great options, easy to manage, easy to use app.

5
Easy to manage. Very clear instructions. Always keep updated on spending. Easy to use app. Options of card, google pay to use credit where paypal not accepted. Reviewed on: 10th June 2026

Easy to use and good communication

5
Easy to use and good communication Reviewed on: 10th June 2026

PayPal, convenient and value for money

5
PayPal is very useful for every day purchases and paying for large purchases like holidays, very easy to use, great service and affordable. Reviewed on: 10th June 2026

It’s Super Good

5
It’s been super good and no fuss Reviewed on: 10th June 2026

With PayPal, I know that my payments are secure and...

4
With PayPal, I know that my payments are secure and protected. With multiple options to choose with PayPal Credit, from pay in 3 to pay in full via credit, you can ensure that you select the right option for you. Reviewed on: 10th June 2026

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