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PayPal: PayPal Credit reviews

4.73
Based on 140,483 reviews, last reviewed 16th Jun 2026
4123150% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and reliable. Easy and reliable. Very any issues and my go to Reviewed on: 16th June 2026
Lily f's avatar
Lily f

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140483)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helps pay for unexpected items or just buying bigger...

5
Helps pay for unexpected items or just buying bigger value whilst spreading the cost at 0% Reviewed on: 9th June 2026

Very helpful having 0% interest fir four months

5
Very helpful having 0% interest fir four months Reviewed on: 9th June 2026

Excellent

5
Paypal are very helpful it gives you flexibility with your finances. Reviewed on: 9th June 2026

Best tool on the market

5
Always easy and straightforward to use. Many payment options. Reviewed on: 9th June 2026

Always very happy for customer service, well exper...

5
Always very happy for customer service, well experienced properly explained to understand the situation. Reviewed on: 9th June 2026

PayPal remains one of the most reliable digital paym...

5
PayPal remains one of the most reliable digital payment platforms available. The interface is straightforward, transactions process quickly, and the buyer protection gives real peace of mind when shopping online. Whether you're paying a friend back or making an international purchase, it handles everything seamlessly. A trusted name for good reason. Reviewed on: 9th June 2026

Excellent.

5
Excellent. Always a good experience Reviewed on: 9th June 2026

Nothing but good vibes from PayPal .

5
Nothing but good vibes from PayPal . Easy to use and great value. Reviewed on: 9th June 2026

I enjoy using PayPal credit as a way to be flexible...

5
I enjoy using PayPal credit as a way to be flexible with my money Reviewed on: 9th June 2026

Good customer service.

5
Good customer service. Easy to use anywhere. Reviewed on: 9th June 2026