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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144245 reviews)

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4.73

Based on 144,245 reviews, last reviewed 21st Jun 2026

4294350% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Enjoy the flexibility and convience Enjoy the flexibility and convience Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144245)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always very helpful, constructive and patient.

Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026

Great interest free period

I always pay of my credit in the interest free period, but my partner makes regular payments each month and we cannot fault them. Reviewed on: 10th June 2026

UI in the app is a but confusing.

UI in the app is a but confusing. But the offers are really good Reviewed on: 10th June 2026

Easy to use help me to spread the cost of my payment.

Easy to use help me to spread the cost of my payment. Reviewed on: 10th June 2026

5 star service, convenient, easy, reliable

Paying options are great. Pay in 3, 4 months interest free, credit card, ease of use. Covers purchases, always reliable. Very Convenient. Now you earn points too! Reviewed on: 10th June 2026

PayPal credit is easy to use

Using PayPal credit is easy to use via the app. It’s very useful for that unexpected bill as you can spread the cost over a few months. Also it’s mostly interest free Reviewed on: 10th June 2026

Always use PayPal - very happy with service and trus...

Always use PayPal - very happy with service and trust it. Reviewed on: 10th June 2026

I use PayPal alot and always have a good experience,...

I use PayPal alot and always have a good experience, I use pay in 3 for many purchases but I also use credit for larger purchases . If I ever have problem its always sorted quickly . I find PayPal very secure and trustworthy . Reviewed on: 10th June 2026

Amazing experienfe

Allways happy with Paypal. Never have any problem . Very profesional customer services . Reviewed on: 10th June 2026

It's just so easy and convenient to use.

It's just so easy and convenient to use. Keeping track of what I spend and repaying my credit is so simple Reviewed on: 10th June 2026

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