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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144616)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Absolutely brilliant this pay pal credit highly reco...

5
Absolutely brilliant this pay pal credit highly recommended Reviewed on: 10th June 2026

Very efficient and helpful

4
PayPal company has been very helpful and efficient since I’ve been using PayPal. Reviewed on: 10th June 2026

Using Paypal is so easy, quick and convenient.

5
Using Paypal is so easy, quick and convenient. I can spread payments out to suit my needs and it's easy to pay off whatever balance amount I need to. For the bigger purchases it's so great when you get a chance to do 0% over a four month period. Reviewed on: 10th June 2026

It's available and uncomplicated.

5
It's available and uncomplicated. An easy way to finance larger purchases Reviewed on: 10th June 2026

Very thorough.

5
Very thorough, easy to read and understand Reviewed on: 10th June 2026

I just find it hard to beat when I look at the compe...

5
I just find it hard to beat when I look at the competitors . I think it’s one of the best value for money on the market and it’s so easy to use Reviewed on: 10th June 2026

PayPal exceed expectations

5
Always have used PayPal and they have sorted any issue immediately. Reviewed on: 10th June 2026

Brilliant, always available when I need it

5
Brilliant, always available when I need it Reviewed on: 10th June 2026

Great help

5
Quick and easy payments, safe transactions and it's been a great help when needed, all information is easy to understand and the 0% interest for 4 months is excellent, I have recommended it to a few people Reviewed on: 10th June 2026

PayPal angels

5
Never had any problems with PayPal and they have always acted swiftly to address any issues Reviewed on: 10th June 2026

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