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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732442385877668763 (144715 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144715)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So fantastic helps to buy furniture nd gives you tim...

So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026

Always had a great experience using PayPal.

Always had a great experience using PayPal. Reviewed on: 10th June 2026

Best payment option

If I ever have an option to pay with PayPal I will always choose it, I feel it's easier and safer then using my debit or credit. The customer service is great and the whole system make it feel like it's the safest way to pay. Reviewed on: 10th June 2026

I’ve used PayPal Credit for several purchases and th...

I’ve used PayPal Credit for several purchases and the experience has been smooth overall. The application process was quick, payments are easy to manage, and the statements are clear. The promotional 0% offers are helpful, though it would be good if PayPal provided clearer reminders before promotions expire. Overall, it’s a convenient credit option for online shopping Reviewed on: 10th June 2026

Fastest Customer Service Agents

Always willing to help, actually investigates issues when you submit tickets with frequent updates regarding those issues. Also has the best exchange rate when paying for services that only exist in other countries (Mainly USA based companies) Reviewed on: 10th June 2026

The best and fast way to get a credit

The best and fast way to get a credit Reviewed on: 10th June 2026

Been brilliant every time I've used them

Been brilliant every time I've used them Reviewed on: 10th June 2026

I find PayPal a very good service

I find PayPal a good source when making purchases with offers of 0% apr on a regular basis. And I rind it accepted all places that I go to buy items. Reviewed on: 10th June 2026

Convenient having pay in 3 for emergency purchases.

Convenient having pay in 3 for emergency purchases. Reviewed on: 10th June 2026

Lack of in depth details for PayPal Credit transactions

I don't have any visibility over the monthly payments and due dates for each transaction which has gone through PayPal Credit and this confuses me and can not do properly our family finances in order all of the payments go when they need to. Reviewed on: 10th June 2026

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