Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

View other PayPal products

4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143045)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Super easy to use.

Super easy to use. Also like that payments are backed by their security. I feel safer making online payments through them. Reviewed on: 9th June 2026

Any time I have had to call PayPal the adviser has b...

Any time I have had to call PayPal the adviser has bin very helpful Reviewed on: 9th June 2026

Absolut save service I Allways feel confident and save.

Absolut save service I Allways feel confident and save.Not worried. Reviewed on: 9th June 2026

Simple affordable credit tailored to you.

Ease of use and clarity of credit options is excellent. Various options and flexibility that tailors to you needs offers real value. Reviewed on: 9th June 2026

PayPal has always sorted out any issues I'f ive had...

PayPal has always sorted out any issues I'f ive had a problem when ive buying anything Reviewed on: 9th June 2026

I never had issues when using PayPal.

I never had issues when using PayPal. Reviewed on: 9th June 2026

Flexibility and by far one of the best!

Just a great way to spend whilst also being mindful of not spending over budget allows. Is improving fast on providing more flexibility with payment options and being able to use it in many more stores. This has to be the best payment method I use! Reviewed on: 9th June 2026

Must have account

Smooth hassle free. When I've had a problem they have sorted it out Reviewed on: 9th June 2026

Professional customer services

Recently PayPal had need to contact me regarding a problem but I was abroad for 3 weeks and virtually uncontactable online or by phone. PayPal however kept trying to get through to me and eventually we managed to have a conversation and sort out the problem. When I explained why they’d had trouble contacting me they were very understanding, pleasant and professional. I was very impressed with the results of this incident. Reviewed on: 9th June 2026

PayPal credit deducted all my refund money because o...

PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay in 36 installments. I spoke several times to customer service but every time a new story. It was a ridiculous experience. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.71 from 3755 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74021 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub