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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143400 reviews)

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4.73

Based on 143,400 reviews, last reviewed 20th Jun 2026

4255850% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used PayPal for years. I have used PayPal for years. Always been outstanding Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143400)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service and easy to make payments.

Great service and easy to make payments. Great customer service , great interest rates Reviewed on: 9th June 2026

excellent service

Very easy to use excellent service Reviewed on: 9th June 2026

Helps with financial management with pay in 3

Helps with financial management with pay in 3 Reviewed on: 9th June 2026

So easy and customer friendly!

So easy and customer friendly! Rewards you and makes spending so much more enjoyable! Very simple to open and manage with clear help and excellent customer service! The best on the market! Reviewed on: 9th June 2026

PayPal is Safe and easy to use

I find PayPal easy to use its safe as I don't have to enter bank details everytime I shop. Being able to pay in installments is a big help. Reviewed on: 9th June 2026

Great for short term credit.

Whenever I have an issue with a product I have purchased PayPal has always resolved it. I also like the pay in 3 especially when you have the full purchase price. PayPal credit is great for more expensive purchases. You get 4 months to pay off the balance before interest is charged. Reviewed on: 9th June 2026

I love PayPal

I love PayPal, it gives me confidence to buy online and PayPal credit it the perfect option for larger purchases Reviewed on: 9th June 2026

PayPal Credit Experience

Smooth application and quick decision. Hopefully the credit limit is very less Reviewed on: 9th June 2026

I love it ,is easy and convenient.

I love it ,is easy and convenient. Have full support if needed. Reviewed on: 9th June 2026

Paypal covers and protects my purchases

Paypal covers and protects my purchases Reviewed on: 9th June 2026

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