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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143441 reviews)

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4.73

Based on 143,441 reviews, last reviewed 20th Jun 2026

4257900% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Such an easy way to pay, and the payments are easy to. Such an easy way to pay, and the payments are easy to. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143441)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is simple and easy to use!

PayPal is simple and easy to use! Reviewed on: 9th June 2026

Now with the card it’s so convenient for emergencies.

Now with the card it’s so convenient for emergencies. Reviewed on: 9th June 2026

No issues whatsoever, ready checkouts, no security i...

No issues whatsoever, ready checkouts, no security issues. Reviewed on: 9th June 2026

PayPal is so secure and safe, I feel confident using...

PayPal is so secure and safe, I feel confident using it for most of my purchases, PayPal credit is fantastic too Reviewed on: 9th June 2026

Buy now pay later

Very useful when don’t want pay straight away or short of cash Reviewed on: 9th June 2026

Have been using it for a long time.

Have been using it for a long time. I like the 3 month interest free payments and they now have a points system and a card! Reviewed on: 9th June 2026

Very easy to use, money was in my account really qui...

Very easy to use, money was in my account really quickly. Reviewed on: 9th June 2026

User friendly credit card

User friendly credit card, informative, great offer Reviewed on: 9th June 2026

Great, this allows me to shop and control spending.

Great, this allows me to shop and control spending. Never had any issues Reviewed on: 9th June 2026

Easiest way to split

Easy and understandable terms of service. I can check the status whenever I want. Reviewed on: 9th June 2026

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