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PayPal: PayPal Credit reviews

4.73
Based on 143,514 reviews, last reviewed 20th Jun 2026
4261100% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very helpful! very helpful! always use! Thankyou pay pal Reviewed on: 20th June 2026
sophie b's avatar
sophie b

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143514)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Security first .

5
I like the security it gives me while buying products on line more so the larger payments when purchasing items I require.. Reviewed on: 9th June 2026

Is anyone better

5
Any questions i have ever had get answered with confidence first time of asking Reviewed on: 9th June 2026

Professional and knowledgeable team - Always sorts m...

5
Professional and knowledgeable team - Always sorts my queries out Reviewed on: 9th June 2026

Always helpful and friendly.

5
Always helpful and friendly. Knowledgeable employees when communicating by phone Reviewed on: 9th June 2026

Easy to sort out what I needed, didn’t have to conta...

5
Easy to sort out what I needed, didn’t have to contact customer service as was all within the existing questions Reviewed on: 9th June 2026

PayPal credit is my first go to for business, person...

5
PayPal credit is my first go to for business, personal or anything I need now, it’s so simple and easy Reviewed on: 9th June 2026

It is very handy to purchase items with the Pay in 3...

5
It is very handy to purchase items with the Pay in 3 option. I've had PayPal Credit for a number of years, and I've never had an issue with them. Knowing my money is safe with their fraud detection is also a huge bonus. Reviewed on: 9th June 2026

Great service easy to use and navigpaypal servuceate

5
Great service easy to use and navigate Reviewed on: 9th June 2026

Forgot about a payment once and they rang me and kep...

5
Forgot about a payment once and they rang me and kept me on track, also had to miss a few payments ine time and they let me get by to sort some other things out Reviewed on: 9th June 2026

Using papal is always secure, continent and efficient.

5
Using papal is always secure, continent and efficient. The interest free on payments is brilliant at allowing you to pay this over time without being penalised and charged interest. This allows flexibility. Reviewed on: 9th June 2026

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