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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145377)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really great service

Never had a problem with PayPal, if I had any queries the customer service team were really helpful. Reviewed on: 11th June 2026

5 stars!

Overall great service, quick and easy to use Reviewed on: 11th June 2026

It’s trustable

It’s trustable and you can pay easily to buy everything that you need. I’ve been using PayPal for several years and have always found it reliable, secure, and easy to use. Sending and receiving money is quick, and the checkout process is smooth when shopping online. I also appreciate the buyer protection, which gives extra peace of mind. The mobile app is user-friendly, and transactions are clearly tracked. Overall, PayPal is a convenient and trustworthy payment service Reviewed on: 11th June 2026

In a current world where cost of living is making ev...

In a current world where cost of living is making everything unaffordable. PayPal makes shopping that little bit easier when you can use different options and can spread payments to make it a manageable amount. Reviewed on: 11th June 2026

Love PayPal.

Love PayPal. The fact you can have a credit card on the account is so much easier. If I don’t have my mobile I can just use my card. Reviewed on: 11th June 2026

pay in 4 and physical credit card - great provider

The pay in 4 option for purchases above £100 is brilliant for flexibility. Now they have a physical credit card too that can be used in stores so it's not limited to just online purchases. Reviewed on: 11th June 2026

I like the flexibility and safety of using Paypal.

I like the flexibility and safety of using Paypal. I like the fact that the offer the card now and give credit options as well. Reviewed on: 11th June 2026

I have been using paypal for quite few years.

I have been using paypal for quite few years. Very reliable, I’ve had no problems. Very secure, knowing that if you have a problem with the item you have bought, they will do there utmost to resolve the issue. Paying with PayPal gives you peace of mind also. Not thinking you have to pay it all at once. Reviewed on: 11th June 2026

Very easy to use and comminicate with them

Very easy to use and comminicate with them Reviewed on: 11th June 2026

Amazing Finance Provider!

Been completely hassle free, easy to deal with and extremely helpful Reviewed on: 11th June 2026

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