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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145379 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145379)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and comminicate with them

Very easy to use and comminicate with them Reviewed on: 11th June 2026

Amazing Finance Provider!

Been completely hassle free, easy to deal with and extremely helpful Reviewed on: 11th June 2026

Pay pal is very easy to use for anyone

Pay pal is very easy to use and can uis it anywhere especially with the new card that is now better than before, paypal credit helped me pay a large vet bill that was unexpected and I didn’t need to take out a bank loan. Reviewed on: 11th June 2026

PayPal credit has helped me build my collection mass...

PayPal credit has helped me build my collection massively. Making certain items achievable straight away instead of having to save for a few months. Making sure I don’t miss out on amazing deals. The pay in 3 option is also a brilliant feature, I end up paying off them transactions way before the final deadline. Just nice to have some breathable room Reviewed on: 11th June 2026

Simply the best

Helps me get necessary items and pay over time as much as I want or the minimum payment. Very flexible without punishing interest. Reviewed on: 11th June 2026

Excellent flexible payment options.

Excellent flexible payment options, giving me control over my credit. Easy to use app and website and integration with many sites. Reviewed on: 11th June 2026

the best of the best, very affordable and easy

the best of the best, very affordable and easy Reviewed on: 11th June 2026

Great just need more notifications whem refunds etc...

Great just need more notifications whem refunds etc also Apr to high Reviewed on: 11th June 2026

Used PayPal credit for many years.

Used PayPal credit for many years. Always a reliable service. The recent addition of physical card is a game changer. I use it for my personal spending mainly vs household. Reviewed on: 11th June 2026

Useful for big online orders then only pay for what...

Useful for big online orders then only pay for what you keep. Reviewed on: 11th June 2026

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