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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145395 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145395)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My go to

It’s always there when you need it, when you struggle…. Reviewed on: 11th June 2026

Good to spread the cost of more expensive items

Good to spread the cost of more expensive items Reviewed on: 11th June 2026

0% interest for 2 years

I bought a phone from samsung using paypal credit. 0% interest for 24 months. What could you wish more? Reviewed on: 11th June 2026

I have been using PayPal for many years now and alwa...

I have been using PayPal for many years now and always feel like ease whilst using it. Having flexible payments methods especially in this day and age where things are becoming more expensive is super helpful. Reviewed on: 11th June 2026

I’ve used PayPal for years as a secure way to pay, I...

I’ve used PayPal for years as a secure way to pay, I’ve never had an issue. Reviewed on: 11th June 2026

As an elderly person, for many long years using PayP...

As an elderly person, for many long years using PayPal, I have only experienced the best services without a shred of a doubt. Thank You Reviewed on: 11th June 2026

Easy, efficient money saving

Easy, efficient money‑saving options. The Pay in 3 and Pay in 4 plans are brilliant and give a real breather by spreading payments into manageable instalments. Excellent customer service throughout Reviewed on: 11th June 2026

PayPal is my pal!

PayPal is my pal! It’s my trusted payment mechanism and has never ever failed. Reviewed on: 11th June 2026

Very easy to use I have not had any issues with maki...

Very easy to use I have not had any issues with making purchases with PayPal. Always quick and hassle free Reviewed on: 11th June 2026

Flexible

I think the 4 months interest free for purchases over £99 is brilliant Reviewed on: 11th June 2026

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