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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145408 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145408)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to use and very informative with regards...

Really easy to use and very informative with regards to your transactions Reviewed on: 11th June 2026

Paypal user

I have used PayPal credit multiple times and I have found. It to be good value for money and very easy to pay back. Reviewed on: 11th June 2026

Great options if needed at the end of the month

Paypal credit is great for when you might be struggling at the end of the month, then be able to pay of next month. Pay in 3 is also a get option specially for mums buying school uniforms, birthdays or Christmas. Reviewed on: 11th June 2026

I use PayPal credit regularly & always easy to do.

I use PayPal credit regularly & always easy to do. I’ve had to ring them twice & everything has been sorted straight away Reviewed on: 11th June 2026

Reliable and easy.

Reliable and easy. Customer service always helpful. Reviewed on: 11th June 2026

I’ve always found PayPal easy to use in all aspects...

I’ve always found PayPal easy to use in all aspects and none more so than PayPal credit which has been a great service when I’ve needed to spread costs or just buy on credit, simple and as said easy to use Reviewed on: 11th June 2026

PayPal is great and it helps me to pay for items ove...

PayPal is great and it helps me to pay for items over time with no feee which is super helpful in today’s economic climate Reviewed on: 11th June 2026

The process of using PayPal credit is extremely simple.

The process of using PayPal credit is extremely simple. It’s not over complicated and the platform is user friendly. I’ve never had to contact customer service as I’ve never had any issues. Reviewed on: 11th June 2026

very easy and flexible.

I use PayPal a lot and it’s very easy and flexible. Whether sending it receiving money or paying for stuff it’s super easy Reviewed on: 11th June 2026

I absolutely love PayPal credit especially the 4 mon...

I absolutely love PayPal credit especially the 4 months interest free credit. It makes it so much easier to budget Reviewed on: 11th June 2026

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