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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144183 reviews)

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4.73

Based on 144,183 reviews, last reviewed 21st Jun 2026

4291550% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always professional, as you would hope and expect Always professional, as you would hope and expect Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144183)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent!

Love using the paypal credit,especially that you can split the cost on 0% apr for 4 months.in these times always good to know i can easily rely on my paypal credit account. Reviewed on: 10th June 2026

PayPal credit

been very helpful and easy to use. Reviewed on: 10th June 2026

Customer service sorted my queries on time , althoug...

Customer service sorted my queries on time , although wait time was long Reviewed on: 10th June 2026

Fantastic service from psy pal

Ive been with pay pal a few years now, and have always had good service, any disputes are sorted out by them, and resolved. Would reccomend. There service, and any large bill can be paid in 3 payments Reviewed on: 10th June 2026

Professional financial services.

Professional financial services. Reviewed on: 10th June 2026

I always use PayPal!

I always use PayPal to make payments where I can and it has always been super easy and efficient. I use the PayPal credit feature regularly which they have with many retailers. This has made purchases much more manageable whilst I have been on maternity leave. They have great customer service too. Reviewed on: 10th June 2026

Easy checkouts and decent rewards

Easy checkouts and decent rewards Reviewed on: 10th June 2026

Very easy to sign up for and use.

PayPal credit was super easy to sign up for and with clear terms. I was able to use it immediately to purchase the item I needed and knew exactly the timeframe I needed to pay it back to avoid any interest. Reviewed on: 10th June 2026

Extremely easy to use and never any issues

Extremely easy to use and never any issues Reviewed on: 10th June 2026

Pay pal is convenient you can use it where you want...

Pay pal is convenient you can use it where you want buying online or in store.Its really working for me to buy things and pay later. Reviewed on: 10th June 2026

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