Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145420)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fast reliable and consistent.

Fast reliable and consistent. Exactly what you need for online Reviewed on: 11th June 2026

Great service and very easy to use.

Great service and very easy to use. PayPal Credit gives me extra flexibility when making purchases, and managing payments through the app is simple and straightforward. I've had a very positive experience and would definitely recommend it Reviewed on: 11th June 2026

Outstanding Service and Peace of Mind

I’ve had an excellent experience with PayPal. Their customer service has been outstanding whenever I’ve had issues with purchases, resolving matters quickly and fairly. The buyer protection gives real peace of mind when shopping online, and I’ve also made great use of their 4-month interest-free payment option, which is convenient and easy to manage. Overall, PayPal has consistently provided a reliable, secure, and customer-focused service that I highly recommend. Reviewed on: 11th June 2026

Useful features.

Useful features. I like the physical card option too. Reviewed on: 11th June 2026

Easy to use, clear communication

Easy to use, clear communication Reviewed on: 11th June 2026

Always straight forward!

Never any problems everything is straight forward Reviewed on: 11th June 2026

PayPal rocks

Love the 4 months interest free and.the pay in 3 features. Reviewed on: 11th June 2026

Good service all time and more safe shopping online...

Good service all time and more safe shopping online Reviewed on: 11th June 2026

Simply spot on flexible and easy to use

Simply spot on flexible and easy to use Reviewed on: 11th June 2026

Amazing would recommend

Amazing and great service would recommend Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76388 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub