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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144573)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal has been my preferred payment method because...

5
Paypal has been my preferred payment method because of how fast and reliable the app is Reviewed on: 10th June 2026

Digital payment experience

5
Very flexible- secure online payment- manage transaction safely- keeping payment information protected Reviewed on: 10th June 2026

We organise Bank

5
Had a good experience in spending money abroad with this Bank card and credit card Reviewed on: 10th June 2026

PayPal is always ready to help it’s customers

5
PayPal is always ready to help it’s customers Reviewed on: 10th June 2026

It's great to be offered a simple payment plan

5
I love it when I am able to pay something off in just a few easy payments. It has meant that I can make a purchase in between paychecks Reviewed on: 10th June 2026

My experience with paypal has always been fab

5
My experience with paypal has always been fab Reviewed on: 10th June 2026

Easy to use , quick confirmation

5
Easy to use , quick confirmation Reviewed on: 10th June 2026

Great service and very easy to use.

5
Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

Flexible payment plan is paypal

5
It gives you flexibility to pay for online and ofline purchase Reviewed on: 10th June 2026

Versatile System

5
Smooth processes and transactions. Easy to use and transfer funds where necessary. Reviewed on: 10th June 2026

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