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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144674)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

5
Had PayPal credit for years. It’s easy to use and accepted in so many places Reviewed on: 10th June 2026

Good customer service feel very safe buying stuff an...

5
Good customer service feel very safe buying stuff and using PayPal Reviewed on: 10th June 2026

Easy Peasy

5
So easy to apply for and use. Great integration with online retailers. Reviewed on: 10th June 2026

PayPal account

5
Use PayPal for a few things but use the 4months interest free regularly when buying. Totally hassle free and the customer service is great. Reviewed on: 10th June 2026

Just easy to use and the cash back is amazing

5
Just easy to use and the cash back is amazing Reviewed on: 10th June 2026

Absolutely trustworthy and straightforward to use

5
Absolutely trustworthy and straightforward to use Reviewed on: 10th June 2026

good for when i’m a little short at the end of the m...

5
good for when i’m a little short at the end of the month Reviewed on: 10th June 2026

Always feel protected

5
Always feel protected when I use PayPal for payment Reviewed on: 10th June 2026

Very easy very convenient to use cant recommended en...

5
Very easy very convenient to use cant recommended enough Reviewed on: 10th June 2026

PayPal takes the stress out of spendingwhen needing...

5
PayPal takes the stress out of spending when needing to pay later! It’s like borrowing without realising that you’re borrowing because you are more aware that you need to repay! It’s much safer and cheaper than applying for those short term loans! Reviewed on: 10th June 2026

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