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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732482547897706476 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always helpful and refunds are processed very quickly

Always helpful and refunds are processed very quickly Reviewed on: 10th June 2026

Excellent, user friendly option.

Very user friendly. Simple to manage from the comfort of my home. Easy to apply for, super quick response. Convenient to use especially when purchasing online. I can keep track of all the transactions, credit limit, balances etc within my PayPal account. I get free credit for the first 4 months on larger purchases. Best of all I get email reminders in advance of payments being due which means I can easily stay on track. Reviewed on: 10th June 2026

Always had great experience using PayPal

Always had great experience using PayPal Reviewed on: 10th June 2026

Fantastic, customer service are brilliant, it’s supe...

Fantastic, customer service are brilliant, it’s super easy to use. Reviewed on: 10th June 2026

When contacing customer services by phone they are e...

When contacing customer services by phone they are extremley prompt and very understanding of your enquiry, however the interest rates could be lower in comparision with competitors, but overall a good relaible operation. Reviewed on: 10th June 2026

PayPal has made it so I don't have to have my card d...

PayPal has made it so I don't have to have my card details everywhere - I always feel protected when I pay with PayPal too. Reviewed on: 10th June 2026

Easy to use adding additional safety to online purch...

Easy to use adding additional safety to online purchases Reviewed on: 10th June 2026

Great simple, and secure

Great platform, very useful, and simple to use, Much easier than bank transferring... Simple yet secure sign in. could do work with their customer service, easier to access human agents, and quicker responses, less automated and more natrual. and disputes are decently easy to make... overall good service I'm not sure what I would do without Reviewed on: 10th June 2026

Always very easy to use, direct debits are simple &...

Always very easy to use, direct debits are simple & if there’s ever any issues with purchases they’re seen too very swiftly. Reviewed on: 10th June 2026

Easy to set up the credit application.

Easy to set up the credit application. Payments go out by direct debit so I never miss a payment. Reviewed on: 10th June 2026

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