Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145636 reviews)

View other PayPal products

4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145636)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Flexible

I think the 4 months interest free for purchases over £99 is brilliant Reviewed on: 11th June 2026

Extremly professional.

Extremly professional..offers xcellent credit options Reviewed on: 11th June 2026

Simply a Excellent great service

Simply a great service all the uses I have used have been simple Reviewed on: 11th June 2026

I’ve had a very positive experience with PayPal.

I’ve had a very positive experience with PayPal. The service is easy to use, payments are processed quickly, and the platform makes online transactions feel simple and secure. I also appreciate how convenient it is for sending and receiving money, especially when shopping online or managing personal payments. Overall, PayPal is a reliable service that offers peace of mind and saves time. Reviewed on: 11th June 2026

Always helps to use PayPal Credit and it is very eas...

Always helps to use PayPal Credit and it is very easy to use. Reviewed on: 11th June 2026

Excellent service

Excellent service, the products they provide is really good and we have used these extensively. Reviewed on: 11th June 2026

Always happy to use PayPal softens the blow on high...

Always happy to use PayPal softens the blow on high when I use the 4 months interest free Reviewed on: 11th June 2026

Always handy for making a bigger purchase and ya don...

Always handy for making a bigger purchase and ya don't want to paying up front I've been doing it for a while now as I buy a lot of tools Reviewed on: 11th June 2026

Really easy to use and very informative with regards...

Really easy to use and very informative with regards to your transactions Reviewed on: 11th June 2026

Paypal user

I have used PayPal credit multiple times and I have found. It to be good value for money and very easy to pay back. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76938 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub