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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145372 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145372)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Recomend it

Easy to use. Clear instructions. Good communication. I recommend it to everyone who wants to pay for transactions quickly. Reviewed on: 10th June 2026

Good way to Pay with 3 mouth payments

Good way to Pay with 3 mouth Payments Reviewed on: 10th June 2026

ok i d like paypal credit so that part is useful.

ok i d like paypal credit so that part is useful. Reviewed on: 10th June 2026

Excellent Service

Very easy to use and no issue since I am using paypal Reviewed on: 10th June 2026

My favourite payment method

Great way to spread the cost over 4 months interest free, I use it for absolutely everything I need and it's so convenient Reviewed on: 10th June 2026

Good communication and fair rates and lending manage...

Good communication and fair rates and lending management. Excellent discrepancy support and secure Reviewed on: 10th June 2026

Great & easy to use

Had no problem with using very easy and simple Reviewed on: 10th June 2026

Fast, Secure and Stress-Free Payments

I’ve had a really positive experience using PayPal over the years. It makes sending and receiving money quick, easy and secure, whether I’m shopping online or transferring money to friends and family. I especially like the added buyer protection and how simple the app is to use. Transactions are usually instant, and I appreciate the peace of mind knowing my banking details are kept protected. Overall, PayPal has made online payments far more convenient and reliable for me, and it’s become one of my most trusted payment methods. Reviewed on: 10th June 2026

Great experience and loving it.

Great experience and loving it. Very good customer support and very helpful. Thank you Paypal Reviewed on: 10th June 2026

4 month 0% I’m using most times is great and help me...

4 month 0% I’m using most times is great and help me spread the cost Reviewed on: 10th June 2026

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