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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (113932 reviews)

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4.74

Based on 113,932 reviews, last reviewed 25th May 2026

2909750% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit has been helpful to me and the custome... PayPal credit has been helpful to me and the customer service is easily accessible. I once had a situation where I was charged £12 or a little above t... Read more Reviewed on: 25th May 2026

Latest lowest rating:

1

Just rubbish. Just rubbish. Would not recommend, interest rate is high and traps you. Reviewed on: 24th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (113932)

Fast and reliable

Never a problem with paypal.All transactions do and have run smoothly. Reviewed on: 13th June 2022

PayPal Credit

I really love the fact that I can use PayPal credit at more retailers than before. I use the 4-month 0% interest-free payment, as this works best for me. PayPal credit came through for me when I was planning for my wedding as most of my vendors accepted PayPal payment, making instant and early deposite and payments possible. Reviewed on: 13th June 2022

Easy pezzy paypal

I have used now for a couple of years and found it alot easier then others, family members are now using . Reviewed on: 13th June 2022

Really easy and transparent service

PayPal credit is such an easy way to manage payments. Great short term offers such as 3 months interest free, each eligible item has a link to do payment plans or interest free. It's saved me so much money. Reviewed on: 13th June 2022

Great payment facility

Great payment plans. Top company which I use all the time Reviewed on: 13th June 2022

I love PayPal Credit

This has made buying and paying back in instalments easy. They also increase my limit whenever needed. Reviewed on: 13th June 2022

Great

Easy to use, fair credit limits and makes life simple Reviewed on: 13th June 2022

Easier to pay

I think PayPal credit was easier to get and it is easier to use with almost any website . I don’t like saving credit card numbers in computer so PayPal is more easy as you can just pay with username and pwd Reviewed on: 13th June 2022

Highly Recommended

Everything is easy and safer. Great job. Reviewed on: 13th June 2022

0% finance you can use again and again!

Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022

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