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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145377)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Reliable service

Used PayPal for years and recently upgraded to a PayPal credit card they are very reliable and you always know what’s going on with your money with regular notification regarding payments which is exactly what a busy individual like myself needs Reviewed on: 10th June 2026

A Great Experience

I have had several complaints which was addressed and resolved for me immediately i was so happy with the representative that addressed my case.The customer care was a topnotch Reviewed on: 10th June 2026

Simple credit and easy to use.

I've always found it easy to use. The interest rates and interest free periods are always clearly written and applying for the credit is so simple. The service I have received has always been first class. Reviewed on: 10th June 2026

Good secure way of purchasing.

Good secure way of purchasing. Happy with my experience of using PayPal over a number of years. Reviewed on: 10th June 2026

Only one problem so far.

Only one problem so far. I was declined a payment recently with my credit card. Reviewed on: 10th June 2026

THE BEST MONEY SERVICE PROVIDER.

THE BEST MONEY SERVICE PROVIDER. THE BEST RATES AND THE EASIEST WAY TO PAY ONLINE Reviewed on: 10th June 2026

it’s easy to use and keep track of

it’s easy to use and keep track of Reviewed on: 10th June 2026

I have only used it once but all good, no complaints.

I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026

Easy to set up and a good period of interest free cr...

Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026

It’s always been a great experience with PayPal

It’s always been a great experience with PayPal Reviewed on: 10th June 2026

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