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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145408)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I get the help anytime when I need it.

5
I get the help anytime when I need it. Reviewed on: 10th June 2026

Great flexibility and interest free options

5
Great flexibility and interest free options Reviewed on: 10th June 2026

I always use PayPal for many things

5
I always use PayPal for many things… never had an issue, always a great service. Reviewed on: 10th June 2026

I use PayPal credit has another layer of security fo...

5
I use PayPal credit has another layer of security for buying on line Reviewed on: 10th June 2026

PayPal credit

5
I like the 0% interest for 4 months offer use it for a lot of purchases. Easy to use service. Reviewed on: 10th June 2026

PayPal is reliable, quick and easy

5
PayPal is reliable, quick and easy Reviewed on: 10th June 2026

Paypal is easy to use and has great repayment options

5
Paypal is easy to use and has great repayment options Reviewed on: 10th June 2026

Low rate of interest, transparent and easy to navigate

5
Low rate of interest, transparent and easy to navigate Reviewed on: 10th June 2026

Seamless

5
No issues. Easy to use. Very convenient. Reviewed on: 10th June 2026

PayPal credit

5
I use PayPal credit quite often and it helps me with my personal things when I need a bit of extra money. Reviewed on: 10th June 2026

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