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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145956 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145958)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

App is so easy to use, and best offers all year round!

App is so easy to use. Offers are always best on market. PayPal credit is one of most convenient services I’ve used. Reviewed on: 11th June 2026

Incredibly easy and convenient to use.

Incredibly easy and convenient to use. Reviewed on: 11th June 2026

Always in control

I always feel in control with PayPal and their app is very easy to use. Reviewed on: 11th June 2026

Never had any problems with PayPal at all.

Never had any problems with PayPal at all. Making payments on purchases is easy, making payments on balance is as simple as it can be. Always had great service when it comes to solving issues with refunds and returns. Monitored usage to protect against fraud is a real bonus too Reviewed on: 11th June 2026

It gives me peace of mind

It gives me peace of mind when shopping that I won’t get scammed. Especially if shopping abroad or via apps like TikTok or Facebook. Reviewed on: 11th June 2026

Easy to understand credit option

I've been using PayPal Credit for years and it's been great to be able to manage my payments and get the balance right when looking at my spending. Reviewed on: 11th June 2026

First time using PayPal credit

First time using PayPal credit and the process was really easy to follow, Reviewed on: 11th June 2026

Seamless experience and amazing customer support whe...

Seamless experience and amazing customer support when reached out due to a technical error Reviewed on: 11th June 2026

Paypal credit is easy to use and i feel very secure...

Paypal credit is easy to use and i feel very secure using it. customer service is good too :) Reviewed on: 11th June 2026

Widely accepted

Never had any problems. Many providers accept PayPal Reviewed on: 11th June 2026

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