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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145431)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is life changing

PayPal credit has helped me so much in my life it’s affordable to use and very easy. The customer support is very helpful when needing extra help. The app is very useful and easy to use. I would definitely recommend Paypal credit it anyone. I recommended it to my husband who needed a quick purchase for a large amount of money and he was approved straight away and bought what he needed to buy. Reviewed on: 10th June 2026

Makes items more affordable

Always offer good payment options Reviewed on: 10th June 2026

PayPal credit has been so easy to use!

PayPal credit has been so easy to use!!! It’s just excellent - the interest free periods have been super helpful and the app is so easy to use. Reviewed on: 10th June 2026

Easy to use and a great way to pay...

PayPal credit is easy to use and a great way to pay for things using credit. Repayments are easy and the email reminders are handy Reviewed on: 10th June 2026

Easy to use .

Easy to use . Good communication about payment date due . Handy to have for those little unexpected surprises. Reviewed on: 10th June 2026

Always reliable and trustworthy, top service.

Always reliable and trustworthy, top service. Reviewed on: 10th June 2026

Paypal review

Never had a problem, love PayPal, always use Reviewed on: 10th June 2026

It’s such an easy to use and transparent service.

It’s such an easy to use and transparent service. And the one and only time I ever had an issue, their customer service team was very friendly, competent and resolved my issue quickly. Reviewed on: 10th June 2026

Travel Now and Pay Later

A very straightforward and useful way to be able to pay outright and pay back in pain-free instalments. I have used this for countless AirBnB trips both in the UK and abroad and it never lets me down as a fair pay to travel. Reviewed on: 10th June 2026

Holiday paypal

I have used PayPal as both a payment and money transfer platform for several years. My experience includes sending and receiving payments, managing invoices, handling refunds, and resolving transaction-related issues. I am familiar with PayPal’s security features, buyer and seller protection policies, and account verification processes. Through regular use, I have developed a strong understanding of online payment workflows and the importance of providing a secure and seamless customer experience. I use my pay pal money to holiday was lovely time spend with family with I love soo much. Best option for me and my family Reviewed on: 10th June 2026

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