Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (117268 reviews)

View other PayPal products

4.74

Based on 117,268 reviews, last reviewed 30th May 2026

3064100% increase in 5 star reviews

in the past 90 days

9250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So helpful and easy to use. So helpful and easy to use. Very user friendly and beneficial Reviewed on: 30th May 2026

Latest lowest rating:

1

Double charged twice and never identified from PayPal Having paid for two products both of which were cancelled by myself before despatch. I would not recommend PayPal. Why these errors are not picked up ... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (117268)

Very easy

So good and helpful product! I recommend! Reviewed on: 8th July 2022

Love the way they giving us credit

It’s very convenient that I can enjoy 3 months interest free credit for my every big purchase. No other credit card is giving us this facilities. Reviewed on: 8th July 2022

Very good service

I've no complaints, the only thing I think they could improve is when there's a situation where an item is pre order, you can then end up paying interest for an item not yet recieved or losing out on the order due to that issue while doing account management and disposable income... A deposit in such situations would be more suitable ie preorder situation. Other than that I think pay pal credit is the best. I feel safe using the service and know they have my back Reviewed on: 8th July 2022

Fantastic

Always there if you need it for shopping Reviewed on: 8th July 2022

Simple effective unique

Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022

Simple

Simple to use. Great offers for interest free periods on payments such as pay in three or interest free periods on payments and payment plans. What's not to love? Reviewed on: 8th July 2022

PayPal credit

Easy to apply for and makes paying for big purchases easier on the pocket Reviewed on: 8th July 2022

PayPal credit is a great help

PayPal is amazing I can only recommend Reviewed on: 8th July 2022

Amazing!

I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Best Credit Card offers

With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.80 from 369 reviews
Better Off Calculator
from Policy in Practice 4.64 from 495 reviews
Retail Finance
from V12 Retail Finance 4.45 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 55498 reviews
Payments
from PayPal 4.73 from 3726 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub