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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143616 reviews)

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4.73

Based on 143,616 reviews, last reviewed 21st Jun 2026

4265500% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I really appreciate the 0% APR offers. I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143616)

Very good

Very Good, everything “PayPal is a convenient and secure way to send and receive money. “PayPal makes online payments quick and easy. “I have had a good experience using PayPal for online transactions. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Handy to have. Makes life a lot easier. Reviewed on: 9th June 2026

Great paypal

Fast payment to places I buy from great for paying gor purchase Reviewed on: 9th June 2026

Easy to use,

Easy to use, no issues. The app is very useful and simple to use. API is a little high but expected like others Reviewed on: 9th June 2026

Never had issues with PayPal!

Never had issues with PayPal. Making payments takes few clicks, it's super convenient. Also paying monthly is very handy for me. Reviewed on: 9th June 2026

I've had nothing but good experiences with PayPal cr...

I've had nothing but good experiences with PayPal credit. Such a useful service. Have helped when I went through a slightly lean patch and have always been very kind and professional when I've spoken to the customer care team. Reviewed on: 9th June 2026

PayPal is there when I need it.

PayPal is there when I need it. Perfect. Reviewed on: 9th June 2026

Fast, simple and easy.

Fast, simple and easy. PayPal Credit makes my life easier when it comes to bigger, but not too big spendings. Reviewed on: 9th June 2026

I love PayPal and use it for pretty much every on-li...

I love PayPal and use it for pretty much every on-line purchase and use my card when I'm out and about, couldn't do with PayPal. Reviewed on: 9th June 2026

Easy to use

Easy to set up and use, and easy to add at check out online. Kept informed of potential increases in credit limit and notifications on how to limit interest increases, as well as prior notification about direct debits. Reviewed on: 9th June 2026

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