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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146229 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146229)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal Credit has been an extremely useful tool.

Paypal Credit has been an extremely useful tool and their customer service was great when I was ripped off by someone on eBay. I had bought a defective item and returned it, but the seller tried to argue they hadn't received it back despite photo evidence.Paypal investigated and returned my money to me quickly. I would recommend PayPal Credit. Reviewed on: 11th June 2026

I use PayPal for piece of mind when buying products...

I use PayPal for piece of mind when buying products and services as t gives me more protectin than paying via my debit card. Reviewed on: 11th June 2026

I love PayPal & how flexible it is it's number 1 pay...

I love PayPal & how flexible it is it's number 1 payment method I've had non issues it's quick & easy. Reviewed on: 11th June 2026

PayPal customer service is excellent and I spoke to...

PayPal customer service is excellent and I spoke to Irish people who are lovely people Reviewed on: 11th June 2026

Fantastic app.

Really easy to use, very helpful customer service and I love the pay in three option. The credit doesn't over charge with high fees and its really user friendly. Reviewed on: 11th June 2026

PayPal Credit has always been a lifesaver

PayPal Credit has always been a lifesaver Reviewed on: 11th June 2026

PayPal credit

I've been using for paypal credit for a few years and paying back in full...this helps me to acquire things easily ensuring payment in full without incurring interest Reviewed on: 11th June 2026

PayPal are always on point!

I have always had the best experience with PayPal! Customer service has always been excellent, the staff always resolve my issues or queries! I always opt for PayPal for credit. Reviewed on: 11th June 2026

Great service, easy managed, great options

Great service, easy managed, great options Reviewed on: 11th June 2026

Always great, very easy and simple

Always great, very easy and simple Reviewed on: 11th June 2026

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