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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146299 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146300)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal credit has got me out of some really sticky s...

Paypal credit has got me out of some really sticky situations. The system is easy to work and I can see when payments are due etc. Be lost without it! Reviewed on: 11th June 2026

Fantastic

Fantastic good security quick response Reviewed on: 11th June 2026

PayPal credit

Using PayPal credit for long time and never had any issues. Transactions go smooth and protected from scam Reviewed on: 11th June 2026

Interest free and pay in 3

I like the option of four months interest free but also the pay in 3 option as I then don't have to think about making payment Reviewed on: 11th June 2026

Using PayPal for almost 15 years

I'm using PayPal for almost 15 years and never had any issues. Love the pay in 3 option. PayPal credit is also great as brand companies offer 0% interest quite often. Reviewed on: 11th June 2026

Makes life easier

It’s easy to use PayPal definitely makes shipping less stressful Reviewed on: 11th June 2026

Never had an issue, never needed to contact customer...

Never had an issue, never needed to contact customer services Reviewed on: 11th June 2026

Always available to answer any questions, great cust...

Always available to answer any questions, great customer service for such a large brand. Reviewed on: 11th June 2026

Love using PayPal so secure easy to make purchases w...

Love using PayPal so secure easy to make purchases without having to to worry would definitely recommend to friends and family Reviewed on: 11th June 2026

Outstanding Reliable Services

Firstly what an amazing service always tere to help when needed.Also a service that there when things are getting a little hard looking after there customers spreding the cost is fantastic when funds are at a minimum excellent customer services polite and friendly showing empathy and understanding in difficult times I would highly recommend this service Paying in 3 is an amazing feature when struggling to pay for big purchases Reviewed on: 11th June 2026

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