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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145636 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145636)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Have used my PayPal credit a few times now and have...

Have used my PayPal credit a few times now and have never had any issues at all. Very easy to set up. Reviewed on: 10th June 2026

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 10th June 2026

No probs

Never had a problem, always works Reviewed on: 10th June 2026

No issues at all x Great Service

I've had no issues at all with PayPal Credit. Came in handy when I needed it Reviewed on: 10th June 2026

Easy to use

Easy to use, especially keeping track and managing this all through the app and lots of communication to keep you updated too. Reviewed on: 10th June 2026

Easy and good value

I find Paypal credit easy to use and good value especially when spreading cost of purchases over small periods interest free Reviewed on: 10th June 2026

Great service

Good value for money and reliable service Reviewed on: 10th June 2026

Excellent convenient access for 0% over 4 months, es...

Excellent convenient access for 0% over 4 months, especially since introduction of physical Mastercard for retail use. Reviewed on: 10th June 2026

I get the help anytime when I need it.

I get the help anytime when I need it. Reviewed on: 10th June 2026

Great flexibility and interest free options

Great flexibility and interest free options Reviewed on: 10th June 2026

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