Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,201 reviews, last reviewed 15th Jun 2026
4110600% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Any problems I have had was resolved Any problems I have had was resolved Reviewed on: 15th June 2026
George M's avatar
George M

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140201)

Easy and always positive.

5
Easy and always positive. Payments and transactions are easy and highly recommended. Reviewed on: 9th June 2024
Kelly G's avatar
Kelly G

Very convenient and good deals and discounts is Avil...

5
Very convenient and good deals and discounts is Avila me Reviewed on: 9th June 2024
Ibrahim H's avatar
Ibrahim H

Had very good experience with PayPal, and very easy...

5
Had very good experience with PayPal, and very easy to speak to someone if there’s a problem. Either ring or speak to someone online. Reviewed on: 9th June 2024
Elliot C's avatar
Elliot C

PayPal credit is an amazing service

5
PayPal credit is amazing when you need to buy something but you're a little short on funds, you can get what you want and pay in easy small installments so it makes it super easy to buy what you want. Reviewed on: 9th June 2024
Jenn Williams's avatar
Jenn Williams

Great company

5
No issue for me the beginning , always on point and easy to use for payments and transactions Reviewed on: 9th June 2024
Andrew 's avatar
Andrew

PayPal is a lifesaver helping me juggle my finances,...

5
PayPal is a lifesaver helping me juggle my finances, it’s easy to use I would highly recommend PayPal credit 5 star Reviewed on: 9th June 2024
Maxine R's avatar
Maxine R

Very user friendly and great customer service when y...

5
Very user friendly and great customer service when you need it Reviewed on: 9th June 2024
Deniz 's avatar
Deniz

Very convenient and flexible credit option with 0% f...

5
Very convenient and flexible credit option with 0% for 4 months helps me manage my finances better. Reviewed on: 9th June 2024
Eliza Jasinska's avatar
Eliza Jasinska

Seamless, Great UX/UI and Secure!

5
Always a seamless experience, whether paying, receiving or refunding. The layers of security always reassuring and it’s UX / UI is simple and never fails, much better than Klana, Payl8er or Creation - My go to for over a decade. Reviewed on: 9th June 2024
David's avatar
David

Fully visible...

5
Super quick and easy process with plenty of communication around what is owed and when, also reminders about when 0% is ending! Full visibility!! Reviewed on: 9th June 2024
Shelley's avatar
Shelley

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 71381 reviews
    PayPal

  • Payments

    from PayPal 4.72 from 3750 reviews
    PayPal

  • Credit card

    from PayPal 4.70 from 98 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill