Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,261 reviews, last reviewed 16th Jun 2026
4113400% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I know when I buy something thought PayPal if someth... I know when I buy something thought PayPal if something goes wrong they will investigate and I'll get my money back Reviewed on: 16th June 2026
Yvonne P's avatar
Yvonne P

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140261)

PayPal is my go to way to pay

5
PayPal is my go to way to pay its peace of mind and super easy! Reviewed on: 9th June 2024
Jessie w's avatar
Jessie w

Easy to use great customer service

5
Easy to use great customer service Reviewed on: 9th June 2024
Ashley m's avatar
Ashley m

I find PayPal credit very good

5
I find PayPal credit very good and it’s easy to view how much you have spent and what you owe. Reviewed on: 9th June 2024
Stephen Stead's avatar
Stephen Stead

Fantastic customer service!

5
Brilliant service and a fantastic opening offer! Reviewed on: 9th June 2024
John F's avatar
John F

Why I'd recommend Paypal

5
I've always found PayPal quick, convenient, simple and safe to use. Never had any issues. I've recently started using PayPal credit for larger expenses, which has enabled me to make some important purchases much more comfortably with the 4 month interest free period. No complaints. Reviewed on: 9th June 2024
JDub's avatar
JDub

Simple to use and great 0% options.

5
Simple to use and great 0% options. Reviewed on: 9th June 2024
Jomas's avatar
Jomas

Very convenient and secure.

5
Very convenient and secure. Several options for credit. Reviewed on: 9th June 2024
V's avatar
V

Great experience with pay in 3 and PayPal credit.

5
Great experience with pay in 3 and PayPal credit. Simple to use, interest free, no credit check after first approval for credit. Reviewed on: 9th June 2024
Eneas 's avatar
Eneas

Fab had no issues, credit is available when needed.

5
Fab had no issues, credit is available when needed. Reviewed on: 9th June 2024
Cheryl R's avatar
Cheryl R

PayPal credit is fantastic

5
PayPal credit is fantastic, easy to apply for, the APR is great and the repayments are low. I love that you can also spread payments over 3-6 payments. Z Reviewed on: 9th June 2024
Hannah S's avatar
Hannah S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill