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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140269 reviews)

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4.73

Based on 140,269 reviews, last reviewed 16th Jun 2026

4113750% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140269)

I find PayPal credit very good

I find PayPal credit very good and it’s easy to view how much you have spent and what you owe. Reviewed on: 9th June 2024

Fantastic customer service!

Brilliant service and a fantastic opening offer! Reviewed on: 9th June 2024

Why I'd recommend Paypal

I've always found PayPal quick, convenient, simple and safe to use. Never had any issues. I've recently started using PayPal credit for larger expenses, which has enabled me to make some important purchases much more comfortably with the 4 month interest free period. No complaints. Reviewed on: 9th June 2024

Simple to use and great 0% options.

Simple to use and great 0% options. Reviewed on: 9th June 2024

Very convenient and secure.

Very convenient and secure. Several options for credit. Reviewed on: 9th June 2024

Great experience with pay in 3 and PayPal credit.

Great experience with pay in 3 and PayPal credit. Simple to use, interest free, no credit check after first approval for credit. Reviewed on: 9th June 2024

Fab had no issues, credit is available when needed.

Fab had no issues, credit is available when needed. Reviewed on: 9th June 2024

PayPal credit is fantastic

PayPal credit is fantastic, easy to apply for, the APR is great and the repayments are low. I love that you can also spread payments over 3-6 payments. Z Reviewed on: 9th June 2024

Easy to pay and accepted by many retailers

Easy to pay and accepted by many retailers Reviewed on: 9th June 2024

Very straightforward process.

Very straightforward process. Everything is really easy and it's a good way to make bigger purchases. Reviewed on: 9th June 2024

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