Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140857 reviews)

View other PayPal products

4.73

Based on 140,857 reviews, last reviewed 17th Jun 2026

4139950% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good services and would like to use in future Good services and would like to use in future Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140857)

The best payment method that works for me

Very helpful and easy to use. I am very happy that I started to use paypal. Reviewed on: 9th June 2024

Easy to use, great concept.

Easy to use, great concept. I like the simple flexibility of paying directly from my bank, using PayPal credit or pay-in-three. Reviewed on: 9th June 2024

I am very much happy about the PayPal credit it’s gi...

I am very much happy about the PayPal credit it’s give us more time to pa. It’s very easy to do payment and very much flexible. I’m very pleased to their customer services it’s best when ever I face problem they solved my problem in minutes . Thank you Reviewed on: 9th June 2024

Gives you freedom to payback when you want interest...

Gives you freedom to payback when you want interest free Reviewed on: 9th June 2024

Very good

Very good service, easy to pay with pay pal and good app to follow your expenses. Reviewed on: 9th June 2024

Quick and easy to apply, I use it for nearly all opp...

Quick and easy to apply, I use it for nearly all opportunities, amazing 0% opportunities. Reviewed on: 9th June 2024

Ease of use.

Ease of use. Life’s busy and PayPal credit makes things that little bit smoother and easier. Reviewed on: 9th June 2024

Honest Feedback

Great to use , easy and payable monthly cost Reviewed on: 9th June 2024

Love PayPal easy to use.

Love PayPal easy to use. Easy to add people , easy to pay people and easy and quick to withdraw. Reviewed on: 9th June 2024

Very professional and helpful service

Very professional and helpful service Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71836 reviews
Payments
from PayPal 4.72 from 3752 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub