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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146483 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146483)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Flawless I use it all the time the PayPal credit and...

Flawless I use it all the time the PayPal credit and pay in 3 help me lots Reviewed on: 11th June 2026

So easy to use, collect points on purchases which is...

So easy to use, collect points on purchases which is a great added bonus Reviewed on: 11th June 2026

Great to use, wisely.

Been using PayPal credit for a long time now, had no issues and as long as you use it within your means, then it's a great way of spreading bigger payment. Reviewed on: 11th June 2026

PayPal in 3 is super convenient

Often use PayPal in 3 is super convenient and easy to setup and use Reviewed on: 11th June 2026

Fast and secure.

Fast and secure. Very intuitive easy to use Reviewed on: 11th June 2026

Always use PayPal for large and small purchases.

Always use PayPal for large and small purchases. Larger with PayPal credit and smaller with their pay in 3 option Reviewed on: 11th June 2026

PREFERRED PAYMENT BUG

It is very good its has saved me in a lot of situations. However, one problem i have noticed is that sometimes when you set paypal credit as the preferred payment it doesn't go through. Somehow it still takes the money from a saved debit card on paypal which can be a little annoying but apart from that it’s really good and so is the interest. Reviewed on: 11th June 2026

PayPal member for over 15 years

Been a PayPal member for over 15 years and never had any problems Reviewed on: 11th June 2026

Very easy to use and safe.

Very easy to use especially as I can have a card to go with the account feels more secure than actually using my bank account for online purchases. It’s good for purchasing goods over £99 you get four months interest free to pay it off. Reviewed on: 11th June 2026

Pay Pal Excellent

All positive with no issues, have not had any issues and it gives peace of mind that you have protection. Reviewed on: 11th June 2026

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